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The Pawn Process

“Pawning” is a process in which you bring an item into the pawn shop in exchange for a cash loan. For example, you might pawn a gold wedding ring as collateral for a $250 loan.  If you repay the loan by a predetermined date, you can retrieve your gold ring. The loan repayment amount will include interest and fees that are typically regulated by the state. You also have the option to extend the repayment time frame, although this will incur continuing interest. If you fail to repay the money on time, the pawn shop takes ownership of the ring and can offer it for resale.

Great Finds at the Pawn Shop

Pawn Shops are treasure troves for gold, silver, coins and collectibles. If you’re searching the Twin Cities area for awesome items, you are in luck. While pawn shops are often home to usual items such as electronics, firearms, tools, they’re also awesome locations for rarities, oddities, and wonders. These items have either high monetary or novelty value.

Extra Cash When You Need It

The old saying “one man's trash is another man's treasure” can apply to many things, and selling your items at a pawn shop is definitely one of them. We can take it a step further and say that some things you once saw as treasure can end up being trash, so to speak. Back in the college days, you may have had the most awesome stereo on the block, complete with a dual-cassette deck, turntable and speakers the size of an average refrigerator. It is on this state-of-the-art system (of its day) that you recorded those quintessential ‘mix tapes which made you the life of the party. But oh how times have changed.

‘Tis the Season!

If any of the drains in your home seem to clog repeatedly, that’s not normal, and you need to investigate why it’s happening. Generally, when household drains seem like they’re always slow or totally clogged, it’s because household members repeatedly allow things to flow into the drains that don’t belong there. Damaged plumbing can be a culprit, too, but more often than not, the problem is caused by user neglect.

Finding Stability in an Unstable World

Recent times have been unusual in more ways than one. The pandemic has profoundly changed the landscape of life as we knew it. Government mandates and lockdowns caused retail sales to plummet. Supply chain vulnerabilities manifested themselves as shortages of daily staples such as toilet paper, sanitizing products and other goods. These and other business disruptions called for a new approach to mitigate losses. Curb side pickups and social distancing became part of the lexicon, yet many businesses were still unable to weather the storm.

A Good Time for Precious Metal Investment

It appears as though our hopes of arriving at a time we could refer to as “post-pandemic” were an illusion. Optimism that this potential period would resemble the pre-pandemic world in some capacity now seems rather unlikely. New ‘variants’ seem to be popping up with nearly predictable regularity, vaccination controversy has exploded onto the scene, and compliance with heretofore personal choices is quickly becoming decreed without regard for consent. Commodity shortages, increasing fuel prices, border chaos, economic instability, international crisis, and escalating social discontent are creating a volatile cocktail.

About the Pawn Process

If you need to borrow money quickly and without a credit check, the pawn/loan process can be very helpful. Bring in items of value as collateral to receive a loan for an agreed amount, and then retrieve your item(s) upon repayment of the pawn amount within a specified period of time.

Happy New Year!

Happy New Year to all! Hopefully 2021 will be a good year for everyone. This last year brought us its share of drama, including a pandemic, lockdowns, civil unrest, economic hardships and consumer product shortages to name a few. Many aspects of normal life simply got “cancelled”. Zoom meetings have replaced traditional gatherings, academics are conducted remotely, stores have more traffic signage than our highways, and now we only get to see people’s eyes out in public. Remember the mad run on toilet paper, or unscrupulous folks price-gouging on hand sanitizer? Still waiting for a second round of stimulus checks, only 8 months after the first payments? And most of us still can’t find ammunition today… It has to get better, right? We don’t know about you, but we’re ready to say goodbye to 2020 and a hopeful hello to 2021!

Gold prices on the way up – again

The pattern is quite predictable. Uncertainty and instability, whether economic, social or political, drive up the price of precious metals. This is a historic fact. Much like an archeologist can look at ancient sedimentary strata and infer that certain things happened relative to the composition of these layers; we can look at a precious metal chart alone and verify that peaks in the graph indeed correspond to various geopolitical commotions that occurred at those points in time.

Supporting Local Business

The negative economic impact resulting from events that have transpired within the last six months has been tremendous. An unprecedented closure of the economy has caused irreparable harm to small businesses across the country, forcing many to shutter their doors for good. Unemployment rose higher in three months of COVID-19 than it did in two years of the Great Recession. Yet despite the pandemic, Amazon doubled its net profit year over year to $5.2 billion, compared to $2.6 billion at this time in 2019. So what’s wrong with this picture?

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