“Loans made on most anything of value”

Serving the community since 1994
7529 Lyndale Avenue South,
Richfield, Mn 55423

From the category archives: Metro Pawn and Gun

Preparing for Winter

Living in Minnesota has many advantages – beautiful scenery, many outdoor activities and a wonderful summer climate. But then there is winter – a welcomed season for skiers and snowmobilers, but also a bear for managing snow, ice and the typical winter commute. It’s not unusual to get pummeled by a fast moving blizzard between the times you go to sleep and when you awaken, leaving your driveway and roads buried in snow. While an armada of snow plows sets out to clear the roads in the wee hours of the morning, you still have to unearth your vehicle and clear a path to that road.

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Frequently Asked Questions

If you need to borrow money quickly and without a credit check, the pawn/loan process can be very helpful. Bring in items of value as collateral to receive a pawn loan for an agreed amount, and then retrieve your item(s) upon repayment of the pawn amount within a specified period of time.

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Tools – Why Pay Full Price?

We all need and use tools of some type, either in our jobs or for those things that need some manner of occasional repair or maintenance. Some might be specialized, as in an automotive mechanics line of work, or general purpose, as you would find in an average homeowners tool chest. Depending on the type of tool, they can be fairly inexpensive or high in cost. The great thing about most tools is that they last a very long time. Many get passed down from one generation to the next or from the jobsite to the home. Some tools may fall into disuse as they are no longer needed, which is where Metro Pawn & Gun comes into the equation. We offer cash in pawn and loan, or outright purchase, for your tools. Don’t need those old sockets any more? Bring them in and we’ll work out a deal. Power tools, hand tools, special tools – we like all tools!

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Spring has Sprung!

With the arrival of Spring, everyone is feeling that urge to get out of the house! After being snow and ice-bound for months thanks to our Minnesota weather, it’s time to feel warmth and sunshine and put away our snow shovels. With the new season come various activities that we can enjoy without being bundled up in a winter parka. Gardening, biking, fishing, golfing, working on outdoor projects, heading out to the range, boating or perhaps just taking a drive through the countryside with your windows open and the tunes rocking! Whatever the calling, we are just as excited about being done with winter as you are!

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Spring Cleaning = Cash!

Although our current weather in Minnesota would have you believe winter just started, Spring is actually going to arrive eventually! Once the snow is gone and the first greenery of the season becomes visible, our thoughts will leave winter far behind. Spring fever will be upon us, and Spring cleaning goes hand-in-hand with this fresh new beginning.

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The Tools of Winter

When we think of tools, drills and sockets and hammers and saws usually come to mind. But tools encompass much more than the machineries we use to fix or build things. All manner of specialized implements fall into this category, including lawn maintenance equipment and snow removal apparatus.

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Understanding the Pawn Process

“Pawning” is a process in which you bring an item into the pawn shop in exchange for a cash loan. For example, you might pawn a gold ring as collateral for a $150 loan. If you repay the loan by a predetermined date, you can retrieve your gold ring. The loan repayment amount will include interest and fees that are typically regulated by the state. You also have the option to extend the repayment time frame, although this will incur continuing interest. If you fail to repay the money on time, the pawn shop takes ownership of the ring and can offer it for resale. A large percentage of pawned items are reclaimed by their owners, but some are forfeited and thus provide inventory for the pawn shop to sell. Pawn shops also purchase items outright to resell, which is another way to provide clients with the cash they need and to acquire inventory for the store.

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Tools of the Trade

Tools are an integral part of every day life. We use them to construct, assemble and maintain nearly every aspect of our environment – from our homes to our vehicles to our appliances and our furniture. They repair what is broken, and improve what is not. Life is made easier when tools perform otherwise strenuous or laborious tasks. Whether general in their purpose, or specialized in their function, there is a tool for just about any job you can imagine.

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What’s HOT and what’s NOT….

Some things in the ‘general market of everything’ hold greater value and appeal than others. Technologies change, fads come and go, and styles evolve to reflect the consumers they target. There are also certain ‘fixed points’ in these markets – goods that are equally desirable, if not more so, at any given time.

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Why Visiting a Pawn Shop is like going on a Great Treasure Hunt

While many people may not think of a trip to the local Pawn Shop as exciting, these shops are a goldmine for the treasure hunter in all of us. Pawn shops have been around for thousands of years, the first shops originating in China. Their original purpose was, and remains, a way for people to turn their possessions into cash either by selling them outright, or " Pawning" them. This means getting a loan based on the value of the item.

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