“Loans made on most anything of value”

Serving the community since 1994
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Richfield, Mn 55423

From the category archives: Metro Pawn and Gun

To Pawn or not to Pawn, that is the question…

The modern pawn shop is a unique institution in today’s business world. It is a place where you can get a quick loan for items of value, or quick cash for items you wish to sell. You can also shop a robust and varied inventory of merchandise at remarkable prices.

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Frequently Asked Questions

If you need to borrow money quickly and without a credit check, the pawn/loan process can be very helpful. Bring in items of value as collateral to receive a pawn loan for an agreed amount, and then retrieve your item(s) upon repayment of the pawn amount within a specified period of time.

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Why Buy your Electronics at a Pawn Shop?

The world of consumer entertainment technology is an ever-changing and rapidly advancing field. No sooner than you buy your newest smartphone is there a better version of it available. You just finish setting up your cutting-edge home theater system, only to see the ‘updated’ version being advertised. That Blu Ray player that has barely a few movies played through it has now evolved to feature streaming capabilities. It’s nearly impossible to keep up with all of the ‘latest and greatest’ marketing, but some people seem to be on top of the trend at all times.

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How to Turn What you Think is JUNK into MONEY

We’ve all heard the idiom “one man's trash is another man's treasure”, and it’s certainly an accurate statement. We can take it a step further and say that some things you once saw as treasure can end up being trash, so to speak. Back in the college days, you bought that brand new stereo system much to the envy of all your friends. It was replete with a dual-cassette unit and even a turntable, paving the way to production of endless ‘road-trip’ tapes. With a two channel amplifier and speakers the size of an average refrigerator, you were styling with the latest and the greatest. But times have changed.

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Understanding the Pawn Process

“Pawning” is a process in which you bring an item into the pawn shop in exchange for a cash loan. For example, you might pawn a gold ring as collateral for a $150 loan. If you repay the loan by a predetermined date, you can retrieve your gold ring. The loan repayment amount will include interest and fees that are typically regulated by the state. You also have the option to extend the repayment time frame, although this will incur continuing interest. If you fail to repay the money on time, the pawn shop takes ownership of the ring and can offer it for resale. A large percentage of pawned items are reclaimed by their owners, but some are forfeited and thus provide inventory for the pawn shop to sell. Pawn shops also purchase items outright to resell, which is another way to provide clients with the cash they need and to acquire inventory for the store.

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Why Buy Home Electronics at a Pawn Shop?

Home electronics have come a long way since the days of the cassette player connected to an analog stereo amplifier and a pair of speakers. Today’s home electronics are a fusion of computer technology, Wi-Fi, streaming media and multi-channel, multi-room digital applications of every sort imaginable. Surely you would need to purchase such items at a specialty audio/video establishment, right? Well, you can, if you want to pay top-shelf prices!

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Why Visiting a Pawn Shop is like going on a Great Treasure Hunt

While many people may not think of a trip to the local Pawn Shop as exciting, these shops are a goldmine for the treasure hunter in all of us. Pawn shops have been around for thousands of years, the first shops originating in China. Their original purpose was, and remains, a way for people to turn their possessions into cash either by selling them outright, or " Pawning" them. This means getting a loan based on the value of the item.

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The Top Collectible Items in Pawn Shops

Pawn Shops are treasure troves for gold, silver, coins and collectibles. If you’re searching the Minneapolis, Twin Cities or St. Paul area for awesome items, you might be in luck. While pawn shops are often home to scrap, guns and lesser-valued items, they’re awesome locations for rarities, oddities, and wonders. These items have either high monetary or novelty value.

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Why You Should Get Your Items Appraised At a Pawn Shop

Whether you are a buyer or a seller, the most important piece of information for you to know is the true value of your item. Without an accurate assessment, you could be overpaying for a purchase, losing money on a sale, or be so overpriced that no one will be interested. A Pawn Shop can be an excellent resource for determining the true value of a wide range of commodities.

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Debunking the Five Leading Pawn Shop Myths

Pawn shops get a bad rap. While they certainly offer much-needed items at low prices, they’re not necessarily places of bad business, cheap items and scams. Despite being local establishments, pawn shops have a high amount of resources available. They use these resources to abide by the law, hold competitive rates and uphold community values. We’re debunking the top five myths surrounding pawn shops, one fact at a time.

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