“Loans made on most anything of value”

Serving the community since 1994
7529 Lyndale Avenue South,
Richfield, Mn 55423

Posts Tagged ' Loans'

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How to Turn What you Think is JUNK into MONEY

We’ve all heard the idiom “one man's trash is another man's treasure”, and it’s certainly an accurate statement. We can take it a step further and say that some things you once saw as treasure can end up being trash, so to speak. Back in the college days, you bought that brand new stereo system much to the envy of all your friends. It was replete with a dual-cassette unit and even a turntable, paving the way to production of endless ‘road-trip’ tapes. With a two channel amplifier and speakers the size of an average refrigerator, you were styling with the latest and the greatest. But times have changed.

Tools – Why Pay Full Price?

We all need and use tools of some type, either in our jobs or for those things that need some manner of occasional repair or maintenance. Some might be specialized, as in an automotive mechanics line of work, or general purpose, as you would find in an average homeowners tool chest. Depending on the type of tool, they can be fairly inexpensive or high in cost. The great thing about most tools is that they last a very long time. Many get passed down from one generation to the next or from the jobsite to the home. Some tools may fall into disuse as they are no longer needed, which is where Metro Pawn & Gun comes into the equation. We offer cash in pawn and loan, or outright purchase, for your tools. Don’t need those old sockets any more? Bring them in and we’ll work out a deal. Power tools, hand tools, special tools – we like all tools!

Understanding the Pawn Process

“Pawning” is a process in which you bring an item into the pawn shop in exchange for a cash loan. For example, you might pawn a gold ring as collateral for a $150 loan. If you repay the loan by a predetermined date, you can retrieve your gold ring. The loan repayment amount will include interest and fees that are typically regulated by the state. You also have the option to extend the repayment time frame, although this will incur continuing interest. If you fail to repay the money on time, the pawn shop takes ownership of the ring and can offer it for resale. A large percentage of pawned items are reclaimed by their owners, but some are forfeited and thus provide inventory for the pawn shop to sell. Pawn shops also purchase items outright to resell, which is another way to provide clients with the cash they need and to acquire inventory for the store.

Tools of the Trade

Tools are an integral part of every day life. We use them to construct, assemble and maintain nearly every aspect of our environment – from our homes to our vehicles to our appliances and our furniture. They repair what is broken, and improve what is not. Life is made easier when tools perform otherwise strenuous or laborious tasks. Whether general in their purpose, or specialized in their function, there is a tool for just about any job you can imagine.

Debunking the Five Leading Pawn Shop Myths

Pawn shops get a bad rap. While they certainly offer much-needed items at low prices, they’re not necessarily places of bad business, cheap items and scams. Despite being local establishments, pawn shops have a high amount of resources available. They use these resources to abide by the law, hold competitive rates and uphold community values. We’re debunking the top five myths surrounding pawn shops, one fact at a time.

Common Mistakes Made When Dealing With Collectibles

If you're short on cash, you might be considering either selling or pawning some of your collectibles. Collectible items -- whether antique or recent -- may often seem to have fairly arbitrary values and can be very difficult to deal in. Here are a few of the most common mistakes sellers often run into.

Merry Christmas at Metro Pawn!

With the holiday season upon us, giving (and receiving) gifts is part of the cheer during this time of the year. No matter the winter blues, the inconvenient blizzards and the frosty car windows – a cup of steaming hot chocolate and classic holiday movies with the family makes everything right.

How Metro Pawn can Lessen your Work Load

All through human history, we have innovated and developed every manner of technology to assist us with one basic goal – to simplify the work that we do. From simple machines like the lever and the pulley that helped us lift and move that which we ourselves could not, to amazing modern machines that help us build skyscrapers or tunnel beneath the earth in what would once be reserved for tales of fiction. The toaster, the telephone and the toilet – everything that we take for granted in our everyday lives did not exist at some point. Many of us who are middle-aged may well remember our parents’ wringer washing machines, with two counter-rotating ‘rolling pins’ through which wet clothes were fed to squeeze out the water. Once most of the water was eliminated, the clothes would get hung outside to dry. Today, we can’t imagine laundry without our computer-controlled washers and dryers.

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Mon-Fri: 10am-8pm
Sat: 10am-5pm
Sun: Closed
Call us at 612-861-2727
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